Their software categorizes each expenditure - grocery, gas, bills/utilities, entertainment, food/dining, and so on. It displays it in a pie chart to show where all your money goes each month. From there, you can set monthly budgets for each category, and Mint keeps a running tally of each. You can compare your spending to cities, states, or the national average.
Personally, I've always kept a close eye on my totals, but I no longer break it into budgeted categories. I think it's going to be really helpful to have a running total of how much I've spent in the different areas.
Discoveries: for the month of January, I've spent a lot on car repair, booze, and Roger.







