Closing the Loop

After several years of renting out my second bedroom, I made it my full-time home office in January. I had some really great roommates over the years. It was a big chunk of relatively passive income to say goodbye to. But my freelance business is buzzing and needed the space, and I love having my sunny little home all to myself again! I've been finding ways to make up the difference, and still put some money aside for exciting things like fun trips! And home improvement projects! And some day soon, a new car!

Again this year, I will be renting out my entire condo to a graduate's family for the UVM graduation weekend. It's fantastic--a financial incentive to spring clean and then go away for a weekend? Yes, please! I found my renter on craigslist, but this year I decided to give airbnb a spin, too. After listing the whole condo, I figured why not list my newly reclaimed guest room too? With the airbnb system, an interested guest sends a request with the desired nights, and you can see their profile and approve or decline their reservation. What an improvement from craigslist! The 3% cut they take is totally worth it!

Just last night I booked my first guest--a gal from Atlanta will be arriving Sunday for a two-night stay, bringing in a total of $116. And the timing couldn't be better--yesterday afternoon, my water heater stopped heating water. And so my adventure began!
-On Wednesday, my plumber etcetera, Guy Henning, gave it a look and recommended I call a water heater repair company. (He didn't charge me, he's a good guy like that).
-This afternoon, the water heater repair man checked it out, and identified a burned out breaker as the problem. A regular service call is $80, but since he didn't actually do anything, he charged me $50.
-Don from Melody Electric just came and in only a few minutes, replaced the breaker. Original cost: $149. Subtract the $25 coupon from their website, I paid $124.

Total cost $174 minus $116 = $58. One more overnight guest through airbnb, and it's covered! I could not have scripted a better example of making my condo pay for itself, and closing the loop of cost vs benefit of home ownership!

Resolve

I'm happy to report that 2010 was pretty damn great, so I don't have a huge overhaul plan--just more movement in the same direction.

Resolution #1: Finish all the books I've started reading.  I love reading, but evidently I'm not overly concerned with actually finishing books.  There are bookmarks tucked somewhere in the middle of about a third of the books on my shelf.  Time to get on that!  The added benefit of this?  Quiet time after working hours, not spent watching TV.  Particularly in the winter when it's dark by the time I leave my desk, it's all too easy to flip on reruns of NCIS while fixing dinner, and stay parked with Roger and my laptop until Conan comes on and I realize how late it is.  I don't like doing it, so I'm hoping to replace the habit with reading.  So far, so good--I've already finished Kevin Runolfson's The Things You Find on the Appalachian Trail and Raymond Chandler's The High Window.

Resolution #2: Continue to build Gray Dog Media.  I read an article on budgeting that recommends a 50/30/20 designation of your income: 50% needs, 30% wants, 20% savings.  Saying I'm not at that point is a gross understatement.  It's more like 90/7/3.  I'm hoping to save enough to buy a new car this year, so that savings portion needs a serious boost!

In a move that will hopefully support the 50/30/20 madness, I'm officially making my second bedroom into my home office!  After several years of playing landlord, I've decided to take the leap.  My current tenant moves out this week, and I'll be excitedly setting up my office this weekend!

Resolution #3: Achieve a higher level of physical fitness.  In 2009, I underwent and recovered from ACL surgery.  Partly due to the fact that I was unable to ski for the '09-'10 season, last winter I gained weight.  In 2010, I lost the weight and then some.  This winter I'm returning to Bolton to coach the Mini Racers program on Saturday mornings.  I'm back at Long Trail Physical Therapy twice a week to work on some scar tissue issues, and get my left leg strength back to 100%.  Going for a well-rounded winter, we're planning a hut trip to Bolton's Bryant Cabin in February, and I'm thinking of getting myself a pair of snowshoes so Roger and I can get out and enjoy the snow on my non-skiing days.

Overall, I resolve that 2011 will be my best year ever.

HSCC's Walk for the Animals

Last Sunday, Roger and I participated in the 15th annual Walk for the Animals! It's the biggest fundraiser of the year for the Humane Society of Chittenden County, which is the shelter where Roger and I found each other.

The weather was perfect! Sunny and 60's in Battery Park. We arrived at about 10:15am to find the park already packed with dogs and their people checking out the booths of sponsoring vendors. We found the registration tables and took our place in line. That might have been the toughest part of the day - waiting our turn near so many other dogs, but not being able to play! At last it was our turn. Since we raised over $100, I received a t-shirt and a ticket for a free lunch!

With registration successfully completed, Roger and I headed over to one of the several tents set up around the park for shade. I didn't wear nearly enough sun block, and silly Roger was wearing fur! There were also sponsored water bowls scattered about - not that Roger would drink from a communal bowl, but it was a great idea.

A few minutes after 11am, the crowds formed a line on the path and started the march down to the waterfront and back. Roger refused to start walking until Erin was with us. Erin has been at the shelter since I started as a volunteer, first as canine coordinator and now shelter supervisor. Roger has always loved her - she's one of the few people for whom he willingly leaves my side. Throughout the walk he insisted on being near her! I hope she found it cute and not obnoxious...

On the way back up the hill, there was a deep fountain, and several of the big dogs took the opportunity to take a quick dip to cool off. At first Roger was hesitant, since the water was too deep to step into one foot at a time, but with some gentle nudges from Erin and me, he finally landed in with a splash and a smile.

After that, at last it was time for food! Upon re-entering Battery Park, volunteers were handing out big huge dog cookies on strings (I think they were from PupCat Bakery). We got in line and received our free lunch. I got a veggie burger with cheese, the former of which I shared with the Little Sir.

We took some time to wander around to the different vendors' tents. There was of course Pet Food Warehouse, which is just about Roger's favorite place in the world. We spoke with a woman from Pet Naturals of Vermont, and got a free sample pouch of their Daily Best soft chew vitamin supplements, which Roger absolutely loves.

Of course no event in Vermont would be complete without Ben & Jerry's! There were volunteers dishing it out, and Roger even got his own cup!

It's good to be a dog in Vermont :-)


Roger and I raised $227, and we couldn't have done it without the help of our wonderful Twitter anipals and friends! @SidTheCatahoula, @ruthiegelber, @jessiea, @SylvieDog, @MugsyDog, @coldnosephoto, @actionjackson95, as well as our non-Twitter donors, Amanda, Lesa, Jenny & Reuben, Erin Ryan & Mason, Jess Shane & Haiden, and my parents. THANK YOU so much for your donations and support!

Overall, the event raised over $52,000! HSCC is such a wonderful shelter, run by an amazing group of people. We were so happy to be a part of this event. If you didn't get a chance to donate before the event but would still like to support the HSCC, our fundraising page is still open!

BraveDog and the Three Daycares

Throughout our first year together, I've striven to provide Roger with the best care possible. At times, that means long morning runs, lunch hour walks, and evening trips to the dog park. At other times, that has meant bringing him to doggie daycare. Currently we are on our third daycare, and I'd like to share our trials. This story is a very Goldilocksian experience.

The first one was affordable, but dirty and unloving. The second was lovely and clean, but too spendy and far away for everyday use. The third one is airy and bright, and they quickly knew Roger by name. Juuust right!

I used to work two blocks from home, so I was able to come home at lunch to take Roger for a walk. I never thought I would need a doggie daycare. However, then our downstairs neighbor complained about Roger's separation crying in the mornings when I left for work. And so the search began.

Gulliver's Doggie Daycare The first one was affordable, but dirty and unloving.
I chose Gulliver's because it was the most affordable at $15/day. I tried to get a tour, but was denied. They scoffed at my statement that Roger has a crate aversion. At pick-up time, the staff assured me he had a great day, with no further details. Even though my gut told me it was not a wonderful place, I rationalized that Roger was an easy-going dog, and maybe he didn't care if the staff was gruff and abrasive. The third morning I brought him, Roger resisted getting out of the car. Normally an enthusiastic participant, I took his reluctance very seriously. I did leave him there for the day, but drove away with tears in my eyes promising it was the last time ever.

The Crate Escape The second was lovely and clean but too spendy and far away for everyday use.
In the winter I work as a ski instructor on the weekends at a mountain several towns away. That means early departure, uncertain return time, and clearly no lunch hour walk. The Crate Escape is basically at the base of the mountain, and has a wonderful reputation in the area. Although not thrilled with being left behind, once I was out of sight Roger settled in and played hard all day. I bought a ten-day punch card that worked out to $19/day. That was a great reintroduction to daycare because there were fewer dogs on Saturdays, so he was able to have interaction with the staff, and chill at the front desk when overwhelmed. I blew out my knee at the end of February, thus ending my mountain job for the season, and his weekly daycare.

A couple months ago, I had knee surgery. Since then, Roger has taken his guard dog duties very seriously, including keeping guests off the couch and away from me. He also refused to go on regular walks with other people - apparently he has a strong aversion to being stolen. I tried taking him to the dog park, but he was too busy protecting me from the other dogs to play. I realized Roger needed a break from being my BraveDog, somewhere he could just play and run and tire himself out, without keeping an eye on me.

Play Dog Play The third one is airy and bright, and they quickly knew Roger by name. Juuust right!
I decided to check out the new kid in town, Play Dog Play. I was immediately impressed with their bright clean lobby and observation window overlooking the playroom. We did a half-day as a trial, most of which I spent watching him from home on the web cams. When I picked him up, the staff was able to give a full report on how he spent his afternoon, and was truthful in telling me he cried and moped a bit in the beginning before joining in the play. I purchased a 10 half-day punch card, coming to $14.40/day.

Roger has attended two more afternoons since then, and seems to really like it! With only the slightest pause, he trots into the playroom leaving me grinning proudly in the lobby. I watch him on the web cams, and see him happily jogging around with a pack of equally happy dogs and an ever-present chaperon. Staff members easily recognized him at the HSCC Walk on Sunday, and he was happy to greet them.

Since Play Dog Play is still relatively new in town, they have not yet reached capacity. That means currently no reservations are needed for daycare, but they seem to be growing quickly. And given the high caliber of care, I'm sure they'll be full soon. Go NOW and do your entrance interview, Burlington dogs!!
From the Play Dog Play photo gallery - my boy is SO handsome.

***UPDATE: Roger now attends at least one full day a week, and loves it as much as ever.  As predicted, PDP is almost always at capacity, so advance reservations are a must!  We have a standing reservation for our day, and there is no cancellation fee, unlike other daycares in the area. 

Regarding Resolutions

Resolution #4: Put money in savings each month

I've recently discovered Mint.com, a personal finance management website. After setting up a free account, I put in my online log-in and password for my bank and my credit card. The site can then access my transactions (a little scary, but this IS a reputable site).

Their software categorizes each expenditure - grocery, gas, bills/utilities, entertainment, food/dining, and so on. It displays it in a pie chart to show where all your money goes each month. From there, you can set monthly budgets for each category, and Mint keeps a running tally of each. You can compare your spending to cities, states, or the national average.

Personally, I've always kept a close eye on my totals, but I no longer break it into budgeted categories. I think it's going to be really helpful to have a running total of how much I've spent in the different areas.

Discoveries: for the month of January, I've spent a lot on car repair, booze, and Roger.

Resolutions 2009: A work in progress

Resolution #1: Arrive at work on time
This is simple enough - or should be, considering I only live two blocks away.

Resolution #2: Purchase and consume food responsibly
My inner bargain hunter LOVES buying larger-size packages at the grocery - just look at that unit price!! However, as much as I love a deal, I HATE waste. There's no savings in buying food to throw away.

Resolution #3: Lose weight
A classic, needs no explanation

Resolution #4: Put money in savings each month
Thanks to my mortgage, my savings have taken a serious hit. Now that I have a signed lease with a tenant and no more car payments, it's time to start rebuilding. AND, since January is a 3-paycheck month, this one gets a boost to start the year!

Resolution #5: Keep my house clean and clutter-free
Over the holiday weekend, I cashed in my gift certificates to The Organizer and The Handyman (Mom and Dad), and my place looks AMAZING!! Now I just need to keep it that way...

Resolution #6: Update my blog regularly
I love writing my blog. Lately I guess I've been busy with other things, and I'd really like to get into a regular groove of updating.

That's all for now! There may be more to come, plus the highlights of 2008, and what I'm most looking forward to in 2009.

Wanted: Housemate

I mean, I would think Roger and I make a pretty attractive package, as far as housemates go. Why is it so tough to find a match? Perhaps I'm too picky...

Available Nov 1 - $625/month

The Deal: Room to rent in my 2br condo. Off-street parking, dishwasher, laundry. Heat included. Two blocks from the waterfront, just a few blocks from the bottom of Church St. Room can be furnished or not.

Me: Mid 20s professional woman, no smoking/drugs, occasional drinker. 2yr old male dog (catahoula/lab mix). Clean but not a neat freak. Skier, craftster, feminist.

I might be open to a friendly dog/cat, but my dog would have to make that decision.

Drop me a line if you're interested.

Time to WINTERIZE!

It's starting to get pretty chilly in Vermont, which means it's time to get ready for the long, cold winter ahead. Efficiency Vermont has put together a list of top ten tips for saving energy this winter. Several of these, like plugging the leaks around my front door, are on my to-do list. I'm also planning to get a programmable thermostat! I'll use this list as a guide and post on my progress.

1. Make Your Home More Efficient. Efficiency Vermont-approved Home Performance with ENERGY STAR contractors can perform an energy audit on your home and install the recommended improvements, such as air sealing and insulation. Find a contractor and learn about financing options at www.efficiencyvermont.com/homeperformance. Low-income Vermonters can get similar services for free - learn more at www.helpforvt.org.
2. Lower the Thermostat. Each degree a thermostat is turned down (around the clock) in the winter equates to a cost savings of roughly three percent on your energy bill. Turning a thermostat back from 72º to 65º for eight hours a day can save as much as 10 percent on annual heating and cooling costs. Try lowering the thermostat when nobody is home, or just before going to bed. Programmable thermostats can help to manage your home’s temperature by consistently changing the setting whenever you want—even if you are asleep or at work. I'm pretty stingy when it comes to heat (hence my large collection of hoodies!), and Roger's a great little space heater. I also plan to install a programmable thermostat this winter.
   
3. Plug Up Air Leaks. Focus on plugging air leaks in the attic, where warm air escapes, and in the basement, where cold air enters the home. If you’re handy, use expanding foam to seal larger holes and caulk to seal small gaps. You can also save more by adding insulation in the attic. There’s more information on air sealing and insulating at www.efficiencyvermont.com/homeheating. Or find a professional to help at www.efficiencyvermont.com/homeperformance. One trick for finding leaks is to use a lit stick of incense - the drafts will disturb the smoke!
   
4. Heat Only Space You Use. Close off unneeded rooms, but ensure water pipes have adequate insulation or heat and don't freeze.
5. Let the Sun Shine In. Open the window shades on the south and west side of the house during the day to maximize the warmth of the sun, and close them at night. I've got two great south-facing windows, and I'm researching the most energy-efficient blinds to invest in.
   
6. Fix Drafty Windows and Doors. Caulk around window frames and use weather stripping and door sweeps on doors. Properly adjusted window-sash locks will ensure that windows are properly shut. Use storm windows and put up interior window plastic, available in kits at hardware stores. I need to get some weather stripping - there's a leak at the top of my front door!
   
7. Clean Up. Keep the area near registers, radiators, air returns and baseboards clear and dust-free. Vacuum or dust radiators and baseboards often and be sure they’re not blocked by furniture and carpets. Heat needs to circulate to reach all areas of the house, especially with a forced-air system. I kept this in mind when I was first arranging my furniture. I do have some cleaning to do in the spare room before the heat starts flowing though.
   
8. Close Dampers When You're Not Using The Fireplace. An open fireplace damper pulls warm air (air you’ve paid to heat) from the house, even when there is no fire. And, if possible, avoid or reduce the use of traditional masonry fireplaces, which tend to be much less efficient than other heating devices.
9. Tune Up Your Equipment. If your heating or hot water equipment has not been serviced recently, make sure it is cleaned and adjusted to operate as efficiently and safely as possible. I want to look into putting a layer of insulation around my hot water heater, but I don't know how to tell if I need it or not.
   
10. Save Electricity. Replace your standard incandescent light bulbs with ENERGY STAR compact fluorescent bulbs. For information about which bulbs work best where and how much you can save, visit http://www.newbulbintown.com/. When purchasing new appliances, be sure to select models with the ENERGY STAR. Small appliances and home office equipment use power even when they're “off”. Plug TVs, VCRs, fax machines, computers, printers, etc. into a power strip and just turn them off. I have started replacing all of the MANY bulbs in my new house with CFLs. I'm also looking into dimmable CFLs, since the bedrooms and living room fixtures need them. All of my entertainment equipment (TV, DVD player, computer) are plugged into a power strip that I flip off every morning before work.
    

Save Bitch Magazine!

Bitch Magazine's fate is in our hands

Don't let this smart, relevant feminist voice fall silent.

First the bad news: The print publishing industry as a whole is staring into a void. Across the board, newsstand magazine sales are in a slump, subscriber numbers are down, and paper and postal costs continue to rise. But it's not magazines like US Weekly or Vogue that you'll see disappearing from the newsstands—they have the parent companies and the resources to weather industry ill winds. It's the small, independent magazines like Bitch that will disappear, because the odds are already stacked high against them. And simply put: Bitch needs to raise $40,000 by October 15th in order to print the next issue of Bitch.

Now the good news: While it's true that $40,000 is a lot of money, the number of Bitch supporters is in the hundreds of thousands. And they're asking each of us who values independent, nonprofit media and intelligent feminist cultural analysis to contribute what we can to ensure that Bitch thrives. And while they can't say what form Bitch will take in the future (their direction will depend, in part, on our feedback), they can say that they've been hard at work to find an innovative publishing model that will allow them to maintain the spirit and integrity of Bitch while also reflecting the changing world around us.

As a nonprofit, reader-funded media organization, Bitch's fate really is—and always will be—in our hands. Bitch doesn't need a parent company. They just need us!

::: Please help continue this important work by donating and sharing this message :::

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My new arrivals

Awww, everyone loves a new baby!

Their first night in their new home!!

Get rid of it!

I have a confession to make. Those of you who know me at all will find this as no surprise.

I love saving stuff.

I have stuff of all kinds that I've saved for YEARS - fabric, ribbon, school notes, clothes, children's games, concert tickets, magazines - this list could go on forever. You get the idea, I'm a packrat. I mean, you just never know when you're going to need that article in SKI Magazine from 3 years ago, or your junior prom gown, am I right? And to be fair, I have actually worn that dress for multiple occasions all through college. However, that's only one of the several formal gowns I have socked away, that I wore and loved for one night, and haven't touched since. And the odds of needing my busted-up old cell phone any time in the future? Pretty slim.

Enter Martha Stewart.

As a media buyer, I get information all the time from publications wanting a piece of our ad budgets. Were you aware that Martha has a whole family of magazine titles under her belt? The list includeds of course the classic Martha Stewart Living, but also body+soul, Weddings Magazine, Everyday Food, and the newest addition, Blueprint. Somehow, I found myself on the Blueprint website. And somehow, I found the magical list, 100 Reasons To Get Rid of It.

Okay Martha, you crafty genius, I'll bite. Can you REALLY provide me with one hundred reasons to get rid of my prized collections and stock piles? Well I'm here to tell you YES. Yes she can.

This list is pretty fantastic. It's broken up into segments of 5-8 reasons/links with categories such as "Because You Have Too Much Stuff" (ouch...so true), "Because Someone Else Needs It" (that old cell phone? I donated it to Women Helping Battered Women here in VT. The dresses? Operation Fairy Dust. Also check out One Warm Coat and Dress for Success for those outgrown clothes), "Because It Will Make Your Life Better" (Around 23% of people pay late fees on bills they cannot find), "Because It's Old/Expired" (I had more bath products than any one person could ever use up, many of which were past their prime), and finally, "Just Because: What's the worst that can happen if you throw it out?"

These days, I love getting rid of stuff. Every time I visit my folks' house, I comb through and pick out more clothes, childhood games, etc to give away. Last week I posted our entire porcelain doll collection on eBay. These are things that are just cluttering up my space! I need to let go, I need to GET RID OF IT!!

Take a look at this list, when you have a second. I bet there are a few things in your closet that you could stand to get rid of, too.

Never thought I'd say it...

I miss the Ithaca College Hammond Health Center. Yeah, you always had to wait forever, and they prescribe meds wa-a-ay to easily, but c'mon! Let's review:
1) Location - centrally located above Park, next to the campus center
2) Cost - Lab tests? Prescriptions? Well shit, I don't actually have money - charge it to my student account!
3) Walk-in - Sure, I carry a cell phone at all times, but who has time to call ahead and make an appointment?! I've got some free time *right now* so I'll go.
4) Prescription Room - If they don't have it, they'll get it. Prescriptions could be delivered up from the pharmacy down town so you never have to leave campus.
5) Waiting Room - okay, not necessarily key to quality health care, but the waiting room had a very strong offering for reading material. SKI, Skiing, People...it's all there.

Let's compare that to my current situation. I see Dr Baad at the GoodHEALTH Primary Care Center, and whoever at Planned Parenthood.
1) Location - GHPCC is in South Burlington, but not the end of SBur that I work in. Could be worse...could be better. PPN is near the UVM campus...also not great in relation to my office.
2) Cost - $25 copay per visit. At PPN, I'm getting the Gardasil shots, so that's three visits. At GHPCC, we're messing with my meds which means lots of follow-up appointments. This shit is adding up.
3) Appointments - I have to make one!! And I have to fit it into my work day!! What?!?
4) Prescriptions - Well, there's a room, but it's called Brooks Pharmacy and I have to walk there and then kill time until it's ready.
5) Waiting room - way to brightly lit, pharmaceutical brand placement everywhere you look, and let's face it - the magazine selection SUCKS.

Now, I'm seeing great doctors and I'm happily paying for affordable health care so all in all I probably shouldn't bitch too much, but it just occurred to me I took for granted all that is good about Hammond!

Snow dreams...

So! I think these are the skis I'm going to get, the K2 Lotta Luv. A size down from the biggest, Phat Luv, one up from Burnin' Luv. Should be good to rip it on the hard pack here in the east, as well as float the powder out west!! Just have to track down a proform and order them through the Alpine Shop. And I'm gonna use my entire tax refund to buy them. Hottttt.